Our Work
Real stories of people discovering where their money actually goes
Central Business District 30-Day Journal Program
Worked with 47 office workers in Central to track daily expenses over one month. Participants discovered they were spending HK$850–1,200 monthly on bubble tea and coffee alone. The structured journal approach helped them see patterns without judgment, naturally reducing discretionary purchases by 18% in month two.
Octopus vs Mobile Payment Visibility Study
Compared spending visibility across 62 users who split expenses between Octopus cards, Apple Pay, and cash. Found that users tracking cash manually had 34% better expense recall than those using only contactless payments. Developed a hybrid tracking strategy combining Octopus top-up logs with mobile payment categorisation for maximum clarity.
MTR Transport & Casual Spending Pattern Workshop
Led a 6-week workshop with 35 students and young professionals tracking micro-expenses specifically around transport, meals, and snacks. Participants categorised 2,847 individual transactions and identified that MTR top-ups averaged HK$420 monthly, but impulsive purchases near stations added another HK$280. Simply visualising these patterns triggered organic spending reductions without budgeting restrictions.
Causeway Bay Monthly Spending Awareness Series
Ran a 12-session group program for 28 residents in Causeway Bay tracking daily purchases across all categories for three months. Helped them accumulate totals and see how HK$50 daily habits compound to HK$1,500 monthly. Using awareness as the primary tool—not rules or restrictions—participants achieved an average 22% reduction in non-essential spending by month three through natural behaviour shift.
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