Terms of Service
Last updated: April 2, 2026
These Terms of Service govern your use of Cent Tracker and its services. By accessing and using our website, you agree to be bound by these terms and all applicable laws and regulations. If you do not agree with any part of these terms, you may not use our services. We reserve the right to modify these terms at any time, and your continued use of our platform constitutes acceptance of any changes.
Acceptance of Terms
By using our services, you acknowledge that you have read, understood, and agree to be legally bound by these Terms of Service. We provide tools and resources to help you track your spending habits, understand micro-expenses, and build awareness of your financial behaviors. Your use of our platform indicates your acceptance of these terms in their entirety. If you are accessing our services on behalf of an organization, you represent that you have the authority to bind that organization to these terms.
We may update these terms from time to time to reflect changes in our services, legal requirements, or other factors. We will notify you of any material changes by updating the last updated date on this page. Your continued use following any modifications constitutes your acceptance of the updated terms. We encourage you to review this page periodically to stay informed about any changes.
User Obligations and Responsibilities
You agree to use our services only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of our platform. Prohibited behavior includes harassing, threatening, defaming, abusing, defrauding, or causing bodily harm to any person or group. You agree not to attempt to gain unauthorized access to our systems or networks connected to our services.
When recording your spending data, you are responsible for the accuracy and completeness of the information you provide. We provide spending tracking tools to help you develop financial awareness, but we do not provide personalized financial advice. You should not rely solely on our platform for financial decisions. We recommend consulting with qualified financial advisors for specific financial guidance related to your personal situation.
- You will not use our services for any illegal or unauthorized purpose
- You are responsible for maintaining the confidentiality of any account credentials
- You agree to provide accurate information when using our tracking features
- You will not attempt to reverse-engineer, decompile, or access our platform’s underlying code
- You acknowledge that our services are tools for awareness, not financial advice
Intellectual Property Rights
All content on our platform, including text, graphics, logos, images, and software, is the exclusive property of our company or its content suppliers and is protected by international copyright laws. This includes our spending tracker interface, categorization systems, and all materials related to micro-expense tracking and financial awareness tools. You are granted a limited, non-exclusive, non-transferable license to access and use our services for personal, non-commercial purposes only.
You may not reproduce, modify, distribute, transmit, display, perform, or sell any content from our platform without our express written permission. Any unauthorized use of our intellectual property rights is strictly prohibited and may result in legal action. We respect intellectual property rights and expect our users to do the same. If you believe your intellectual property rights have been violated, please contact us through appropriate channels.
Limitation of Liability
Our services are provided on an “as-is” and “as-available” basis without warranties of any kind, either express or implied. We do not warrant that our platform will be uninterrupted, error-free, or free from harmful components. We are not responsible for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use or inability to use our services, including damages related to loss of data, loss of profits, or business interruption.
We provide spending tracking and micro-expense awareness tools to help you understand your financial habits. However, we do not guarantee that using our platform will result in reduced spending or improved financial outcomes. Results depend on your personal choices and behaviors. We are not liable for any financial decisions you make based on information from our platform. Your use of our services is at your own risk, and you assume full responsibility for any consequences resulting from that use.
Termination of Access
We reserve the right to terminate or suspend your access to our services at any time, with or without cause, and with or without notice. Termination may occur if you violate these Terms of Service, engage in unlawful conduct, or if we determine that continued access would be detrimental to our platform or other users. Upon termination, your right to use our services ceases immediately, and we are under no obligation to provide further access or support.
You may discontinue your use of our services at any time. If you wish to delete your account or data, you may contact us through appropriate channels to request deletion in accordance with applicable data protection laws. We will make reasonable efforts to comply with your requests within the timeframe required by law. Upon termination, any provisions that by their nature are intended to survive termination will remain in effect.