Cookie Policy

Last updated: April 2, 2026

This Cookie Policy explains how Cent Tracker uses cookies on our website. We use cookies to improve your browsing experience, personalise content, and understand how you interact with our spending tracker. Cookies are small text files stored on your device that help us provide better service and gather insights about user behaviour. By continuing to use our website, you consent to our use of cookies as described in this policy. We are committed to transparency about how we collect and use information through cookies.

What Are Cookies

Cookies are small data files created and stored on your device when you visit our website. They contain information that helps us recognise you on return visits and remember your preferences. Each cookie typically includes a unique identifier, expiration date, and relevant website information. Cookies cannot execute code or directly transmit viruses, but they do enable websites to track user activity and behaviour patterns. We use cookies to enhance functionality, personalise your experience, and gather analytics about how visitors use our platform. Understanding cookies helps you make informed decisions about your online privacy and browsing preferences.

Types of Cookies We Use

We use several categories of cookies to serve different purposes on our website. Essential cookies are necessary for basic website functionality, enabling you to navigate our pages and access core features. Performance cookies collect data about how you interact with our site, including which pages you visit and how long you spend on each. These analytics cookies help us understand user behaviour and improve our platform. Personalisation cookies remember your preferences and settings, allowing us to customise your experience during future visits. Marketing cookies track your activity to deliver targeted content and advertisements relevant to your interests. We also use third-party cookies from analytics partners to measure website performance and user engagement across our platform.

How We Use Cookie Information

We use cookie data to enhance your overall experience on our spending journal platform. Analytics cookies help us identify which features are most valuable to users and where we can improve functionality. This information guides our product development and helps us create a more intuitive interface for tracking daily expenses and micro-purchases. Personalisation cookies allow us to remember your preferences, such as display settings or saved expense categories for bubble tea, coffee, and transport costs. We analyse patterns in how users categorise spending to improve our default category suggestions. Performance data helps us optimise website speed and reliability. We also use cookies to understand which content resonates with our Hong Kong audience, enabling us to provide more relevant information about expense awareness and spending reduction strategies. All cookie data is handled securely and used solely to improve our services.

Managing Your Cookie Preferences

You have full control over cookie settings on your device and can manage your preferences at any time. Most web browsers allow you to view, delete, and block cookies through settings or preferences menus. You can typically set your browser to reject cookies entirely or to prompt you before accepting each cookie. However, disabling cookies may limit functionality on our website and affect your ability to use certain features effectively. You can also clear cookies from your device manually through your browser’s cache and history settings. Some browsers offer privacy modes that prevent cookies from being stored permanently. For more information about cookie management across different browsers and devices, visit your browser’s help section or support documentation. We respect your privacy choices and will continue providing service even if you limit cookie usage, though some features may function differently.

Updates to This Policy

We may update this Cookie Policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will notify you by updating the last-modified date at the top of this page. Your continued use of our website following any policy changes indicates your acceptance of the updated terms. We encourage you to review this policy regularly to stay informed about how we use cookies and protect your information. Changes may include new types of cookies, updated purposes for data collection, or enhanced privacy protections. If you have concerns about any updates, we welcome your feedback and questions. We are committed to maintaining transparency and ensuring you understand how we use cookies to support your expense tracking journey and help you develop better spending awareness.